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Get The Perfect Home
With The
Right Mortgage!
Schedule An Appointment And Complete A Mortgage Application Today To Earn Your $500 Appraisal Credit
APPLY FOR A MORTGAGE
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Let Our Mortgage Experts Guide You To The Best Home Loan For Your Dream Home!

Schedule An Appointment Today To Earn Your $500 Appraisal Credit
APPLY FOR A MORTGAGE
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Get The Perfect Home With The Right Mortgage

Schedule An Appointment And Get Your
Mortgage Pre-Approval Today To Earn Your $500 Appraisal Credit
APPLY FOR A MORTGAGE
First-Time Homebuyers 1 steven Batista at Legacy Mortgage Group Inc. www.njpreapproval.com

Apply For A Mortgage
To Get Your Mortgage
Pre-Approval!

Schedule An Appointment And Complete
A Mortgage Application Today To Earn Your $500 Appraisal Credit
APPLY FOR A MORTGAGE

How To Earn Your Free Appraisal Credit

  • Schedule a free one on one home buyer consultation at your home or location of your choice
  • Complete a loan application and provide all relevant documents to get pre-approved
  • Shop for your dream home with the confidence of a Legacy Mortgage Group pre-approval letter
  • Receive your $500 credit towards your appraisal and closeon your dream home!

How To Earn Your Free Appraisal Credit

  • Schedule a free one on one home buyer consultation at your home or location of your choice
  • Complete a loan application and provide all relevant documents to get pre-approved
  • Shop for your dream home with the confidence of a Legacy Mortgage Group pre-approval letter
  • Receive your $500 credit towards your appraisal and closeon your dream home!

Conventional

A mortgage loan not insured by any government program, conventional loans are the most common type of mortgage


Conventional

Conventional loans are a popular choice for borrowers with good credit and a stable financial history.


Apply Now

FHA

FHA loans are insured by the Federal Housing Administration, allowing borrowers to get low mortgage rates with a minimal down payment.

FHA

FHA loans are often ideal for first-time homebuyers or those who may not have substantial savings for a down payment.


APPLY NOW

VA

VA Loan is a mortgage backed by the U.S. Department designed to help active-duty service members and veterans to become homeowners.

VA

A Benefit to a VA Loan is that it typically does not require a down payment.



Apply Now

Refinance Loan

Refinancing your mortgage allows you to replace your current loan with a new one, often at better terms.


Refinance

Whether you want to lower your monthly payments or finance home improvements, refinancing can help improve your financial situation.

Apply Now
CALL
APPLY FOR A MORTGAGE

Ready to Make Your
Homeownership Dreams a Reality?

Whether you’re buying your first home or refinancing your current loan, Steven Batista at Legacy Mortgage Group Inc. is here to guide you every step of the way. With personalized solutions tailored to your needs, we’re committed to helping you find the perfect mortgage for your future.

About Us

Ready to Make Your
Homeownership Dreams a Reality?

Whether you’re buying your first home or refinancing your current loan, Steven Batista at Legacy Mortgage Group Inc. is here to guide you every step of the way. With personalized solutions tailored to your needs, we’re committed to helping you find the perfect mortgage for your future.

How To Get Started

Fast & Easy Application Process

Contact Steven

Take the first step, contact Steven Batista, your expert loan officer to go over your needs and
begin the application process.

Collect Borrower Information

The borrower will provide financial details,
employment history, credit score, and personal information.

Assess Creditworthiness

Review the credit report to determine eligibility

Verify Income and Assets

Confirm employment, income, and bank statements.

Evaluate Debt-To-Income Ratio (DTI)

Ensure the borrower’s monthly debts are within acceptable limits

Loan Pre-Approval

Based on findings, issue a pre-approval letter if the borrower qualifies.

Submit To Underwriting

Final approval process based on all collected information.

Close The Mortgage Loan

Review and finalize the loan terms, interest rate, and monthly payments.

Ensure all required documentation is submitted and verified

Confirm that borrower has proof of Home Owners Insurance.

Confirm that borrower has proof of and title
insurance.

Schedule a closing date and time for signing the
final paperwork.

Prepare closing disclosure, outlining the loan costs, fees and adjustments.

Review the closing statement with the borrower to ensure accuracy.

Borrower signs mortgage documents, loan
agreement & promissory note.

Transfer funds (down payment, closing costs) as per the agreed terms.

Lender funds the loan, and the mortgage is recorded with the county.

How To Get Started

Fast & Easy Application Process

Contact Steven

Take the first step, contact Steven Batista, your expert loan officer to go over your needs and begin the application process.

Collect Borrower Information

The borrower will provide financial details, employment history, credit score, and personal information.

Assess Creditworthiness

Review the credit report to determine eligibility

Verify Income and Assets

Confirm employment, income, and bank statements.

Evaluate Debt-To-Income Ratio (DTI)

Ensure the borrower’s monthly debts are within acceptable limits

Loan Pre-Approval

Based on findings, issue a pre-approval letter if the borrower qualifies.

Submit To Underwriting

Final approval process based on all collected information.

Close The Mortgage Loan

Review and finalize the loan terms, interest rate, and monthly payments.

Ensure all required documentation is submitted and verified

Confirm that borrower has proof of Home Owners Insurance.

Confirm that borrower has proof of and title insurance.

Schedule a closing date and time for signing the final paperwork.

Prepare closing disclosure, outlining the loan costs, fees and adjustments.

Review the closing statement with the borrower to ensure accuracy.

Borrower signs mortgage documents, loan agreement & promissory note.

Transfer funds (down payment, closing costs) as per the agreed terms.

Lender funds the loan, and the mortgage is recorded with the county.
CALL
APPLY FOR A MORTGAGE

Check Your Eligibility Today.

Personalized Loan Consultations

Federal Housing Administration (FHA) Loans


Veteran Affairs Loans - VA Loans

Jumbo Loans

Home Purchase Financing

FHA 203K Rehabilitation Mortgage Insurance Program

Refinance Options

Debt Service Coverage Ratio (DSCR)

Conventional
Loans

Fannie Mae Homestyle® Renovation Mortgage


US Department of Agriculture Loans

Non-Conforming Home Loans

Unlock the Best Rates with
Legacy Mortgage Group, Inc!

At Legacy Mortgage Group, Inc, we’re setting a new standard for excellence in the mortgage world. Our commitment is to provide top-notch service, tailored to your needs. We believe in
empowering you with a full understanding of your mortgage
options, so you can make an informed choice that perfectly fits your unique situation. Once you’ve selected your loan, we’ll work tirelessly to turn your dream home into a reality. Trust us to be by your side every step of the way – your reliable partner in the mortgage journey!

Unlock the
Best Rates with
Legacy Mortgage Group, Inc!

At Legacy Mortgage Group, Inc, we’re
setting a new standard for excellence in the mortgage world. Our commitment is to provide top-notch service, tailored to your needs. We believe in empowering you with a full understanding of your mortgage options, so you can make an informed choice that perfectly fits your unique situation. Once you’ve selected your loan, we’ll work tirelessly to turn your dream home into a reality. Trust us to be by your side every step of the way your reliable partner in the mortgage journey!

Unlock the Best Rates with
Legacy Mortgage Group, Inc!

At Legacy Mortgage Group, Inc, we’re setting a new standard for excellence in the mortgage world. Our commitment is to provide top-notch service, tailored to your needs. We believe in empowering you with a full understanding of your mortgage options, so you can make an informed choice that perfectly fits your unique situation. Once you’ve selected your loan, we’ll work tirelessly to turn your dream home into a reality. Trust us to be by your side every step of the way – your reliable partner in the mortgage journey!

CALL
APPLY FOR A MORTGAGE
CALL
APPLY FOR A MORTGAGE

Get In Touch With Us

If you’d like a free consultation, please start by completing the form:

Visit Our Company At:

Legacy Mortgage Group Inc,
1037 US-46, Suite 101
Clifton, NJ 07013
Personal NMLS #2171293
Company NMLS #2533102

Have a Questions?
Call Us

201-207-5217

Working Hours

Monday – Friday
09:00 am – 09:00 pm
Saturday – Sunday – Closed

Licensed by the New Jersey Department Of Banking and Insurance. Personal NMLS #2171293 , Company NMLS #2533102. Mortgage broker does not make any loan commitment or fund any mortgage loans under the advertised programs. Arranges loans with third party providers. Licensed by New Jersey Department of Banking and Insurance. Copyright © NjPreapproval.com. All rights reserved.

Equal Housing Lender

Articles

Unlocking the Power of a Home Equity Line of Credit

A HELOC is essentially a line of credit secured by your home’s equity. Your home equity is the difference between its current market value and what you owe on your mortgage. Typically, lenders will allow you to borrow up to 85% of your home’s equity (after subtracting the balance of your mortgage).

Read More

Get In Touch With Us

If you’d like a free consultation, please start by completing the form:

Visit Our Company At:

Legacy Mortgage Group Inc,
1037 US-46, Suite 101
Clifton, NJ 07013
Personal NMLS #2171293
Company NMLS #2533102

Have a Questions?
Call Us

201-207-5217

Working Hours

Monday – Friday
09:00 am – 09:00 pm
Saturday – Sunday – Closed

Licensed by the New Jersey Department Of Banking and Insurance. Personal NMLS #2171293 , Company NMLS #2533102. Mortgage broker does not make any loan commitment or fund any mortgage loans under the advertised programs. Arranges loans with third party providers. APR (Annual percentage rate) and ARM (Adjustable Rate Mortgage), Interest rates and loan options, refinancing as well as other programs are subject to change based on market conditions and borrower eligibility. Call for additional information. Other restrictions may apply. Licensed by New Jersey Department of Banking and Insurance. Copyright © NjPreapproval.com. All rights reserved.

Equal Housing Lender

Get In Touch With Us

If you’d like a free consultation, please start by completing the form:

Visit Our Company At:

Legacy Mortgage Group Inc,
1037 US-46, Suite 101
Clifton, NJ 07013
Personal NMLS #2171293
Company NMLS #2533102

Have a Questions?
Call Us

201-207-5217

Working Hours

Monday – Friday
09:00 am – 09:00 pm
Saturday – Sunday – Closed

Licensed by the New Jersey Department Of Banking and Insurance. Personal NMLS #2171293 , Company NMLS #2533102. Mortgage broker does not make any loan commitment or fund any mortgage loans under the advertised programs. Arranges loans with third party providers. APR (Annual percentage rate) and ARM (Adjustable Rate Mortgage), Interest rates and loan options, refinancing as well as other programs are subject to change based on market conditions and borrower eligibility. Call for additional information. Other restrictions may apply. Licensed by New Jersey Department of Banking and Insurance. Copyright © NjPreapproval.com. All rights reserved.

Equal Housing Lender