DON'T MISS YOUR
YOUR PERFECT HOUSE
Whether you are a first time
homebuyer or an experienced real
estate investor, having a mortgage team you can count on is crucial.
homebuyer or an experienced real
estate investor, having a mortgage team you can count on is crucial.
DON'T MISS YOUR
PERFECT HOUSE
Whether you are a first time homebuyer or
an experienced real estate investor, having
a mortgage team you can count on is crucial
an experienced real estate investor, having
a mortgage team you can count on is crucial
DON'T MISS YOUR
PERFECT HOUSE
Whether you are a first time homebuyer or an
experienced real estate investor, having a
mortgage team you can count on is crucial.
Fast Mortgage
Pre-Approval PROCESS
Contact Steven
Take the first step, contact Steven Batista, your expert loan officer to go over your needs and begin the application process.
Collect Borrower Information
The borrower will provide
financial details, employment history, credit score, and
personal information.
financial details, employment history, credit score, and
personal information.
Assess Creditworthiness
Review the credit report to
determine eligibility
determine eligibility
Verify
Income and Assets
Confirm employment, income, and bank statements.
Evaluate
Debt-To-Income Ratio (DTI)
Ensure the borrower’s
monthly debts are within
acceptable limits
monthly debts are within
acceptable limits
Loan Pre-Approval
Based on findings, issue a
pre-approval letter if the
borrower qualifies.
pre-approval letter if the
borrower qualifies.
Submit To Underwriting
Final approval process based on all collected information.
Close The
Mortgage Loan
Review and finalize the loan terms, interest rate, and monthly payments.
Ensure all required
documentation is
submitted and verified
Confirm that borrower
has proof of Home
Owners Insurance.
Confirm that borrower has proof of and title insurance.
Schedule a closing date
and time for signing the
final paperwork.
Prepare closing disclosure, outlining the loan costs, fees and adjustments.
Review the closing statement with the borrower to ensure accuracy.
Borrower signs mortgage
documents, loan agreement
and promissory note.
Transfer funds
(down payment, closing costs) as per the agreed terms.
Lender funds the loan, and the mortgage is recorded with the county.
Ensure all required
documentation is
submitted and verified
Confirm that borrower
has proof of Home
Owners Insurance.
Confirm that borrower has proof of and title insurance.
Schedule a closing date
and time for signing the
final paperwork.
Prepare closing disclosure, outlining the loan costs, fees and adjustments.
Review the closing statement with the borrower to ensure accuracy.
Borrower signs mortgage
documents, loan agreement
and promissory note.
Transfer funds
(down payment, closing costs) as per the agreed terms.
Lender funds the loan, and the mortgage is recorded with the county.
Check Your Eligibility Today.
MORTGAGE
PRE-APPROVAL PROCESS
Contact Steven
Take the first step, contact Steven Batista, your
expert loan officer to go over your needs and begin the application process.
expert loan officer to go over your needs and begin the application process.
Collect Borrower Information
The borrower will provide financial details,
employment history, credit score, and personal information.
employment history, credit score, and personal information.
Assess Creditworthiness
Review the credit report to determine eligibility
Verify Income and Assets
Confirm employment, income, and bank statements.
Evaluate Debt-To-Income Ratio (DTI)
Ensure the borrower’s monthly debts are within
acceptable limits
acceptable limits
Loan Pre-Approval
Based on findings, issue a pre-approval letter if the borrower qualifies.
Submit To Underwriting
Final approval process based on all collected information.
Close The Mortgage Loan
Review and finalize the loan terms, interest rate, and monthly payments.
Ensure all required documentation is submitted and verified
Confirm that borrower has proof of Home Owners Insurance.
Confirm that borrower has proof of and title
Insurance.
Schedule a closing date and time for signing the
final paperwork.
Prepare closing disclosure, outlining the loan costs, fees and adjustments.
Review the closing statement with the borrower to ensure accuracy.
Borrower signs mortgage documents, loan
agreement and promissory note.
Transfer funds (down payment, closing costs) as per the agreed terms.
Lender funds the loan, and the mortgage is recorded with the county.
Ensure all required documentation is submitted and verified
Confirm that borrower has proof of Home Owners Insurance.
Confirm that borrower has proof of and title
Insurance.
Schedule a closing date and time for signing the
final paperwork.
Prepare closing disclosure, outlining the loan costs, fees and adjustments.
Review the closing statement with the borrower to ensure accuracy.
Borrower signs mortgage documents, loan
agreement and promissory note.
Transfer funds (down payment, closing costs) as per the agreed terms.
Lender funds the loan, and the mortgage is recorded with the county.
Contact Steven
Take the first step, contact Steven Batista, your expert loan officer to go over your needs and begin the application process.
Collect Borrower Information
The borrower will provide financial details, employment history, credit score, and personal information.
Assess Creditworthiness
Review the credit report to determine eligibility
Verify Income and Assets
Confirm employment, income, and bank statements.
Evaluate Debt-To-Income Ratio (DTI)
Ensure the borrower’s monthly debts are within acceptable limits
Loan Pre-Approval
Based on findings, issue a pre-approval letter if the borrower qualifies.
Submit To Underwriting
Final approval process based on all collected information.
Close The Mortgage Loan
Review and finalize the loan terms, interest rate, and monthly payments.
Ensure all required documentation is submitted and verified
Confirm that borrower has proof of Home Owners Insurance.
Confirm that borrower has proof of and title insurance.
Schedule a closing date and time for signing the final paperwork.
Prepare closing disclosure, outlining the loan costs, fees and adjustments.
Review the closing statement with the borrower to ensure accuracy.
Borrower signs mortgage documents, loan agreement & promissory note.
Transfer funds (down payment, closing costs) as per the agreed terms.
Lender funds the loan, and the mortgage is recorded with the county.
Ensure all required documentation is submitted and verified
Confirm that borrower has proof of Home Owners Insurance.
Confirm that borrower has proof of and title insurance.
Schedule a closing date and time for signing the final paperwork.
Prepare closing disclosure, outlining the loan costs, fees and adjustments.
Review the closing statement with the borrower to ensure accuracy.
Borrower signs mortgage documents, loan agreement & promissory note.
Transfer funds (down payment, closing costs) as per the agreed terms.
Lender funds the loan, and the mortgage is recorded with the county.
Contact Steven
Take the first step, contact Steven Batista, your expert loan officer to go over your needs and begin the application process.
Collect Borrower Information
The borrower will provide financial details, employment history, credit score, and personal information.
Assess Creditworthiness
Review the credit report to determine eligibility
Verify Income and Assets
Confirm employment, income, and bank statements.
Evaluate Debt-To-Income Ratio (DTI)
Ensure the borrower’s monthly debts are within acceptable limits
Loan Pre-Approval
Based on findings, issue a pre-approval letter if the borrower qualifies.
Submit To Underwriting
Final approval process based on all collected information.
Close The Mortgage Loan
Review and finalize the loan terms, interest rate, and monthly payments.
Ensure all required documentation is submitted and verified
Confirm that borrower has proof of Home Owners Insurance.
Confirm that borrower has proof of and title insurance.
Schedule a closing date and time for signing the
final paperwork.
Prepare closing disclosure, outlining the loan costs, fees and adjustments.
Review the closing statement with the borrower to ensure accuracy.
Borrower signs mortgage documents, loan agreement & promissory note.
Transfer funds (down payment, closing costs) as per the agreed terms.
Lender funds the loan, and the mortgage is recorded with the county.
Ensure all required documentation is submitted and verified
Confirm that borrower has proof of Home Owners Insurance.
Confirm that borrower has proof of and title insurance.
Schedule a closing date and time for signing the
final paperwork.
Prepare closing disclosure, outlining the loan costs, fees and adjustments.
Review the closing statement with the borrower to ensure accuracy.
Borrower signs mortgage documents, loan agreement & promissory note.
Transfer funds (down payment, closing costs) as per the agreed terms.
Lender funds the loan, and the mortgage is recorded with the county.
Building Dreams​ With Every Home!
Steven batista at
legacy mortgage group, inc
Building Dreams​
With Every Home!
Steven batista at
legacy mortgage group, inc
Building Dreams​
With Every Home!