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Steven Batista
Legacy Mortgage Group Inc.

Why Choose Steven

As a mortgage loan originator, Steven Batista at Legacy Mortgage Group Inc, will guide you through the home loan process to secure the best financing options.  Below are a few services that are offered:

  • Personalized loan consultations
  • Home purchase financing
  • Conventional loans, FHA Loans
  • VA Loans, USDA loans
  • Non QM Loans
  • Refinance options
  • Credit and financial counseling
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My mission is to raise the bar in the mortgage industry by providing exceptional customer service and a personalized approach to home financing. I’m dedicated to putting the people I serve first, ensuring that you have the information and guidance you need to make informed decisions about your mortgage. My goal is to walk you through the entire home loan process with care, helping you confidently choose the right mortgage for you and your family from a wide range of options available today. Once you select the loan that best suits your needs, I’ll continue working tirelessly on your behalf to make your dream of homeownership a reality.

I aim to be your trusted partner for life. I want to be your first choice every time you need a home loan.  I am committed to going above and beyond to ensure your satisfaction. My dedicated service will leave you confident referring your family and friends to me for all their mortgage financing needs.

Take advantage of my extensive experience in the residential lending industry by applying online today. You’ll find that the expertise, professionalism, and personal care I provide, makes your loan experience smooth and rewarding.

Contact Steven Batista at Legacy Mortgage Group Inc today for a free, personalized consultation. You can also apply online—it’s quick, secure, and easy.  Thank you!

How To Get Started

Fast & Easy Application Process

As a mortgage loan originator, Steven Batista at Legacy Mortgage Group Inc, will guide you through the home loan process to secure the best financing options.  Below are a few services that are offered:

  • Personalized loan consultations
  • Home purchase financing
  • Conventional loans, FHA Loans, VA Loans, USDA loans, Non QM Loans
  • Refinance options
  • Credit and financial counseling

Contact Steven

Take the first step, contact Steven Batista, your expert loan officer to go over your needs and begin the application process.

Collect Borrower Information

The borrower will provide financial details, employment history, credit score, and personal information.

Assess Creditworthiness

Review the credit report to determine eligibility

Verify Income and Assets

Confirm employment, income, and bank statements.

Evaluate Debt-To-Income Ratio (DTI)

Ensure the borrower’s monthly debts are within acceptable limits

Loan Pre-Approval

Based on findings, issue a pre-approval letter if the borrower qualifies.

Submit To Underwriting

Final approval process based on all collected information.

Close The Mortgage Loan

Review and finalize the loan terms, interest rate, and monthly payments.

Ensure all required documentation is submitted and verified

Confirm that borrower has proof of Home Owners Insurance.

Confirm that borrower has proof of and title insurance.

Schedule a closing date and time for signing the
final paperwork.

Prepare closing disclosure, outlining the loan costs, fees and adjustments.

Review the closing statement with the borrower to ensure accuracy.

Borrower signs mortgage documents, loan
agreement & promissory note.

Transfer funds (down payment, closing costs) as per the agreed terms.

Lender funds the loan, and the mortgage is recorded with the county.
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Don’t Wait

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